Bhakti Vikasa Swami: sure progress, even with no assets [ 2009-05-12 ]
Even if one has no assets of favorable austerity, if he nevertheless takes shelter of the mahatmas, who are engaged in chanting and hearing the glories of the Lord, he is sure to make progress on the path back home, back to Godhead.

>>> Ref. VedaBase => SB 3.7.20